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How OpenPayday.com Works

Our lenders are waiting to answer your loan inquiry. Here’s how we help people find short-term loans:

1. Submit a Loan Request
Fill out and submit our brief loan questionnaire, and we’ll immediately start trying to connect you with a lender. The form should only take you a few minutes to complete, and it will take even less time to get an answer.
2. See Your Results
You will receive your answer right here on OpenPayday.com. If we connect you with a provider, we may transfer you to the lender’s website directly.
3. Get Your Money
Assuming that you are connected with a lender, receive a loan agreement, and sign it, you may receive your funds as soon as the following business day.

Consolidating debt or funding an emergency expense doesn’t have to be stressful. OpenPayday helps you request a loan for up to $5,000 through a hassle-free online form.

We’ve streamlined the loan request process, making it easier than ever to reach out to lenders and get quick cash. We work with a solid network of reputable loan providers and employ the latest data-security measures. If you are connected with a provider, you may receive your loan offer and loan money as soon as the next business day.
We strive to be open and straightforward about the loan request process. Let us help guide you through the process today.
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Why Do Borrowers Take Out Payday and Installment Loans?

Short-term loans are used for a variety of purposes. Here are some of the most common reasons people request this type of funding.
Debt Consolidation
If you don’t have cash on hand to pay off previous debts that are due, a new loan can help you get fast money.
Emergency Expenses
Unexpected events sometimes require more money than you have on hand. A loan helps you address the gap in necessary funds.
Car Repair
You need your vehicle to get to work, so you can’t always wait until your next payday to get it repaired.
Taxes
Sometimes tax season sneaks up on you. If you owe Uncle Sam a little more than you expected, a loan may help.
Rent or Mortgage
If you’ve fallen behind on one of the month’s biggest payments, a small loan might help put you back on top.
Other Expenses
From home repairs to medical procedures to weddings and vacations, the list of life’s expenses goes on and on.

Before You Request a Loan, Make Sure You:

  • Have a reliable monthly revenue stream of at least $800
  • Are at least 18 years old
  • Are a U.S. citizen or legal resident
  • Have a personal bank account in good standing
  • Have a valid phone number and email address

We invite everyone who meets these requirements to request a loan through our site.